A 2025 Update of Social Security for Americans in Portugal

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Some of the relevant issues that were addressed include:

• Changes in Social Security Policy – Examining the impact of the Social Security Fairness Act (SSFA), including the removal of the Windfall Elimination Provision, and what it means for expatriate beneficiaries.
• Social Security Trust Fund Outlook – How the SSFA affects the projected longevity of the Social Security trust fund, including updated estimates on when it may be depleted and the percentage of benefits expected to be payable at that time.
• Income Limits for Social Security in 2025 – Understanding the earnings thresholds and their potential impact on beneficiaries.
• Totalization Agreements and Global Benefits – An overview of agreements between countries that help individuals working internationally qualify for Social Security benefits.
• Comparing Benefit Types – A breakdown of worker benefits vs. spousal benefits, highlighting key differences and eligibility factors.
• Timing Considerations for Claiming Benefits – Strategies to determine the most advantageous time to begin receiving Social Security payments.
• Advanced Claiming Techniques – Exploring sophisticated claiming strategies through practical examples and case studies.

We hope you enjoy!