A 2025 Update of Social Security for Americans in Portugal
In this webinar, John McNertney, CFP®, Managing Partner at Green Ocean Global Advisors, LLC will review what key social security changes Americans in Portugal need to know for 2025.
John brings over 16 years of financial planning experience from his tenure at Merrill Lynch, TD Ameritrade, and independent planning firms in the Bay Area. He holds both CFP and GFP designations, and earned his BS in Psychology from the University of Iowa, with minors in Philosophy and French.
John is an intensely creative professional who is energetic in the application of modern financial planning principles in the service of his clientele. Currently, John is co-located in Lisbon, Portugal, and San Francisco, California. His family lives in Lisbon, and they enjoy exploring continental Europe, meeting new friends, and learning new languages.
Ryan brings over a decade of industry experience with both the big Wall Street firms, as well as hedge funds and private equity where he played a leading role. He studied Economics at San Francisco State University and the University of Washington. He holds designations from the American College of Financial Services, as well as the Digital Asset Council of Financial Professionals.
Ryan's guiding principle is Clients First: He is passionate about serving as financial advocate for his clients in both in the creation and protection of wealth. He currently resides in the North Bay with his partner, Nicole. When he is not working with clients, he enjoys bicycling and rock climbing, amateur carpentry & farming, and serving as a youth mentor within local organizations.
Some of the relevant issues that will be addressed include:
- Changes in Social Security Policy – Examining the impact of the Social Security Fairness Act (SSFA), including the removal of the Windfall Elimination Provision, and what it means for expatriate beneficiaries.
- Social Security Trust Fund Outlook – How the SSFA affects the projected longevity of the Social Security trust fund, including updated estimates on when it may be depleted and the percentage of benefits expected to be payable at that time.
- Income Limits for Social Security in 2025 – Understanding the earnings thresholds and their potential impact on beneficiaries.
- Totalization Agreements and Global Benefits – An overview of agreements between countries that help individuals working internationally qualify for Social Security benefits.
- Comparing Benefit Types – A breakdown of worker benefits vs. spousal benefits, highlighting key differences and eligibility factors.
- Timing Considerations for Claiming Benefits – Strategies to determine the most advantageous time to begin receiving Social Security payments.
- Advanced Claiming Techniques – Exploring sophisticated claiming strategies through practical examples and case studies.
We hope you can join us!
Absolutely! These sessions are for you. Bring your questions and participate during the Q&A.
Not at all. These webinars are designed for all planning to move to Portugal, not just clients of Green Ocean Global.
It’s all good. We will record the webinar and send the recording link.
Certainly. Just give them this website address and ask them to register.