Should You Convert Your IRA to a Roth Before Moving to Portugal?
This webinar will cover the key considerations around completing a Roth conversion prior to establishing tax residency in Portugal and how cross-border tax rules can affect your retirement outcomes.
John brings over 16 years of financial planning experience from his tenure at Merrill Lynch, TD Ameritrade, and independent planning firms in the Bay Area. He holds both CFP and GFP designations, and earned his BS in Psychology from the University of Iowa, with minors in Philosophy and French.
John is an intensely creative professional who is energetic in the application of modern financial planning principles in the service of his clientele. Currently, John is co-located in Lisbon, Portugal, and San Francisco, California. His family lives in Lisbon, and they enjoy exploring continental Europe, meeting new friends, and learning new languages.
Ryan brings over a decade of industry experience with both the big Wall Street firms, as well as hedge funds and private equity where he played a leading role. He studied Economics at San Francisco State University and the University of Washington. He holds designations from the American College of Financial Services, as well as the Digital Asset Council of Financial Professionals.
Ryan's guiding principle is Clients First: He is passionate about serving as financial advocate for his clients in both in the creation and protection of wealth. He currently resides in the North Bay with his partner, Nicole. When he is not working with clients, he enjoys bicycling and rock climbing, amateur carpentry & farming, and serving as a youth mentor within local organizations.
In this webinar, John McNertney, CFP® GFP Fellow, Managing Partner, and Ryan Ahrens, CBDA®, CIO/Partner of Green Ocean Global Advisors, LLC will review the key considerations around completing a Roth conversion prior to establishing tax residency in Portugal and how cross-border tax rules can affect your retirement outcomes.
Some of the relevant issues that will be addressed include:
- The fundamentals of Roth conversions — how they work, when they make sense, and potential advantages for long-term tax efficiency under any tax regime.
- How U.S.-Portugal tax treaties and residency rules impact taxation of IRA and Roth accounts.
- Timing considerations: why the year of your move may present unique opportunities (or challenges) for conversions.
- Common client questions, such as “Will Portugal tax my Roth withdrawals?” and “Should I wait until I’m abroad to convert?”.
- Coordinating conversion strategies with your broader cross-border financial plan including cash flow, investment alignment, and income needs.
We hope you can join us!
Absolutely! These sessions are for you. Bring your questions and participate during the Q&A.
Not at all. These webinars are designed for all planning to move to Portugal, not just clients of Green Ocean Global.
It’s all good. We will record the webinar and send the recording link.
Certainly. Just give them this website address and ask them to register.